Auto Loan Calculator

Free, simple, and calculated in your browser.

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Auto loan calculator

Factor in a trade-in and sales tax to find the real monthly payment on a vehicle.

$
$
$
Monthly payment $0
  • Sales tax$0
  • Amount financed$0
  • Total interest$0
  • Total of payments$0

Remaining balance over the loan term

About this auto loan calculator

Estimate an auto loan payment after accounting for a down payment, trade-in value, sales tax, rate, and term.

How to use it

Enter the values requested by the calculator. Results update in your browser as you change the inputs. Review the assumptions shown on the calculator before using the result.

Formula

payment = P × r(1+r)^n ÷ ((1+r)^n − 1)

Example

Enter the vehicle price and financing details to estimate the amount financed and the resulting payment.

Frequently asked questions

What does the auto loan calculator show?

Estimate an auto loan payment after accounting for a down payment, trade-in value, sales tax, rate, and term.

Are the results exact?

The result is calculated from the inputs and assumptions shown on this page. For important financial, health, tax, or legal decisions, verify the result with an appropriate professional or authoritative source.