Loan Calculator

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Loan calculator

Work out the monthly payment on a fixed-rate loan, and how much of it is interest.

$
Monthly payment $0.00
  • Principal$0
  • Total interest$0
  • Total of payments$0

Remaining balance over the life of the loan

About this loan calculator

Estimate a fixed-rate loan payment and see the total interest over the selected term.

How to use it

Enter the values requested by the calculator. Results update in your browser as you change the inputs. Review the assumptions shown on the calculator before using the result.

Formula

payment = P × r(1+r)^n ÷ ((1+r)^n − 1)

Example

Enter the amount borrowed, annual interest rate, and term. The calculator converts the annual rate to a periodic rate and shows the estimated payment and total interest.

Frequently asked questions

What does the loan calculator show?

Estimate a fixed-rate loan payment and see the total interest over the selected term.

Are the results exact?

The result is calculated from the inputs and assumptions shown on this page. For important financial, health, tax, or legal decisions, verify the result with an appropriate professional or authoritative source.