Savings Goal Calculator

Free, simple, and calculated in your browser.

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Savings goal

Find out how long it takes to reach a target amount at a given contribution and return.

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Time to reach goal

  • Total contributed$0
  • Interest earned$0

Balance by year until the goal is reached

About this savings goal calculator

Estimate the recurring amount needed to reach a savings target based on a starting balance, interest rate, and timeline.

How to use it

Enter the values requested by the calculator. Results update in your browser as you change the inputs. Review the assumptions shown on the calculator before using the result.

Formula

required contribution depends on target, current savings, rate, and number of periods

Example

Enter the target amount and your current savings, then adjust the monthly contribution and rate to see the projected result.

Frequently asked questions

What does the savings goal calculator show?

Estimate the recurring amount needed to reach a savings target based on a starting balance, interest rate, and timeline.

Are the results exact?

The result is calculated from the inputs and assumptions shown on this page. For important financial, health, tax, or legal decisions, verify the result with an appropriate professional or authoritative source.